Tote is licensed to TDCO Limited, on Gambling Commission account 54779, registered at 6th Floor 6 Kean Street, London, WC2B 4AS, United Kingdom. No other British casino brand sits on this licence, though the account declares 1 domain. Register read 31st July 2026.

Is Tote licensed in the UK?

Yes, under account 54779. To confirm it yourself you have to search the register for "TDCO Limited" — the register does not match casino names, so "Tote" returns nothing.

How long does Tote take to pay out?

Its published window is 72-120 hours, in the largest group — 72 brands state four to seven days. The clock starts once identity checks clear, not when you press withdraw.

What is the minimum withdrawal at Tote?

£10, against a deposit floor of £10.

Does Tote charge withdrawal fees?

Its terms state none. 49 of the brands here do state a charge.

Does Tote accept PayPal?

No — its listed routes are Visa, Mastercard. 107 of 139 brands here do take it, so this is a choice.

How long does verification take at Tote?

The stated turnaround is 24–72 hours. Verification itself is a licence condition, so every brand here does it.

Tote review — who runs it, and what we checked

Q: What is the minimum deposit at Tote?

£10 — the same floor 95 of the brands we list use.

Who runs Tote

Deposit at Tote and the business you contract with is TDCO Limited, the name on Gambling Commission account 54779. Every licence obligation — protected funds, age and identity checks, deposit limits, self-exclusion, an adjudicator for a complaint that goes unresolved — belongs to that company rather than to the brand on the tab.

Tote is one of the few brands here that appears to stand alone. We found no other British casino brand on account 54779, and the register lists 1 declared domain under it. That makes the brand and the business close to the same thing, which is rarer in this market than most readers would guess — and it means a self-exclusion or a closed account here does not leave a sister site still open to you.

The full list of companies licensing the brands reviewed here, and what a shared licence means in practice, is on the licences page.

The registered office is in the United Kingdom, which is normal rather than notable: the Commission's rules apply to TDCO Limited in full wherever it is incorporated. What a British licence does not reach is the same company's sites in other markets — the licence page sets out what the account does and does not cover.

The brand and the licence are not the same age

Tote gives 2019 as its founding year and the account it trades under was issued in 2019, so brand and licence began together. That is the least complicated case and the less common one here: the company built the brand rather than adopting it.

What it costs to start

The stated minimum deposit is £10 — the same floor 95 of the brands we list use. The brand lists 2 deposit methods and 2 for withdrawal, and the gap between those two numbers is worth noticing: a route you can pay in with is not automatically a route you can take money out through.

The routes Tote lists are Visa, Mastercard . PayPal is not among them — worth knowing, because 107 of the 139 brands we hold records for do take it, so its absence here is a choice rather than the norm.

The published terms state no deposit or withdrawal fee. That is the common position: of the brands we list, 49 do state a charge somewhere, generally attached to a pay-by-phone route rather than to withdrawals as a whole.

No maximum deposit is published. Roughly half the market states one, and its absence here is a gap in the disclosure rather than an unlimited ceiling — an operator with affordability obligations will have internal limits whether or not it prints them.

Getting paid, and when the clock starts

The stated withdrawal window is 72-120 hours, which puts Tote in the largest group — 72 brands state four to seven days. Read that as the operator's claim rather than a measurement: it is what the terms promise, and we have not timed a live payout.

That is the middle of the British market, and in practice the variable is rarely the operator: card and bank routes add their own settlement time after the casino has released the money. The smallest amount you can take out is £10, in line with the deposit floor.

Verification is where a first withdrawal actually stalls. Tote states a turnaround of 24–72 hours for identity checks, and the withdrawal window generally begins once those are cleared — so the realistic first payout is the two added together, not the headline figure alone.

What Tote publishes, and what it leaves out

On the disclosure side, Tote sets out 2 deposit methods, 2 withdrawal methods, 3 player-protection tools. What it does not publish is a maximum deposit — a narrow gap, and it is recorded in the table below rather than guessed at. The 3 protection tools it lists sit below the market norm, and are worth checking against what you actually want to be able to set.

Check Tote yourself

Search TDCO Limited in the Gambling Commission's public register — the company, never the casino name — and compare account 54779, the registered address and the licence status against the table above. If the register says something different from this page, the register is right; tell us and we will correct it. Our reading is dated 31st July 2026.

Tote review: the licensee, the account, and the gaps